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AI assistants · Desk research

ChatGPT vs Claude: plans, pricing, and features

ChatGPT Plus and Claude Pro are individual subscriptions with different included tools and billing options. This comparison uses the vendors' published plan details; it does not claim that one assistant writes, reasons, or codes better for every person.

Source check: · Desk research only; StackEvalify has not run a hands-on product test for this comparison.

Quick take

The listed monthly price is the same for both plans: US$20. Claude Pro has a lower effective monthly price if you pay US$200 upfront for a year; ChatGPT Plus currently has no annual billing. Choose by the tools you will actually use, then test both with the same representative tasks before committing.

Plan comparison

These are consumer web-app subscriptions, not an API price comparison. Both vendors can change plan details, model access, and usage limits; check the live plan page for your account and region before purchasing.

Monthly price

ChatGPT Plus
Plus is listed at US$20 per month, billed monthly.
Claude Pro
Pro is US$20 per month when billed monthly.

Annual billing

ChatGPT Plus
The current Plus help page says annual billing is not available.
Claude Pro
Pro is listed at US$17 per month with an annual subscription, billed as US$200 upfront.

Included workflow features

ChatGPT Plus
The plan page lists expanded deep research, memory and context, projects, scheduled tasks, custom GPTs, and expanded Codex usage.
Claude Pro
The plan page lists more usage, hand-off and scheduled tasks, Claude Code, Claude Science, projects, more models, and Claude in Chrome and Microsoft 365.

Usage limits

ChatGPT Plus
Limits can vary with system conditions and model availability; check the account model picker and current plan details.
Claude Pro
Usage limits apply and can vary by plan and usage; check the account and current plan details.

OpenAI says Plus usage limits may vary with system conditions and API usage is billed separately. Anthropic says usage limits apply; its annual Pro price is paid upfront. Vendor prices and plan terms can change; confirm the price shown at checkout before subscribing.

Match the plan to your workflow

When to shortlist ChatGPT Plus

Consider it if you will use custom GPTs, scheduled tasks, projects, expanded deep research, or Codex. OpenAI lists these among the Plus features; availability and limits still depend on the current plan and account.

When to shortlist Claude Pro

Consider it if Claude Code, Claude projects, scheduled task hand-off, or the listed Claude integrations fit your work. Its annual option may also suit you if paying US$200 upfront is preferable to monthly billing.

Product feature lists do not prove which model is more accurate for your prompts. For a fair comparison, give both services the same project brief, source material, and success criteria; check factual claims and editing effort, then compare the results against your budget and limits.

A practical way to decide

  1. 1. List your real tasks. For example: code review, research with citations, long-document analysis, drafting, or recurring project work.
  2. 2. Run the same test in both. Use identical instructions and source files, then score accuracy, missed requirements, useful citations, and how much correction each answer needs.
  3. 3. Check the actual subscription terms. Confirm current features, usage limits, regional price, and whether the annual upfront payment makes sense for you.

Sources and method

This page summarizes vendor-published subscription information checked on 29 October 2026. It is desk research, not independent usability testing. Prices, features, model access, and usage limits can change; verify details directly before purchase.

Explore comparisons with a shared product or a related workflow.